U.S. Mortgage Rate Forecast
Conventional Mortgage Rates Forecast Values
30 Year Conventional Mortgage. Percent Per Year, Average of Month.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 1 | Nov 2026 | 7.22 | ±0.073 |
| 2 | Dec 2026 | 7.37 | ±0.096 |
| 3 | Jan 2027 | 7.40 | ±0.11 |
| 4 | Feb 2027 | 7.25 | ±0.12 |
| 5 | Mar 2027 | 7.27 | ±0.13 |
| 6 | Apr 2027 | 7.13 | ±0.13 |
| 7 | May 2027 | 7.05 | ±0.14 |
| 8 | Jun 2027 | 7.08 | ±0.14 |
Download Historical and Forecast Data
Chart of Mortgage Interest Rates
Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast
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| November 11, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 7.00 |
| 30 Year Treasury Bond | 5.35 |
| 10 Year Treasury Note | 4.98 |
| 91 Day Treasury Bill | 4.30 |
| Fed Funds | 3.88 |
| SOFR | 3.88 |
| 30 Year Mortgage Rate | 7.18 |