U.S. Mortgage Rate Forecast
Conventional Mortgage Rates Forecast Values
30 Year Conventional Mortgage. Percent Per Year, Average of Month.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 0 | Mar 2026 | 6.18 | ±0.00 |
| 1 | Apr 2026 | 6.25 | ±0.073 |
| 2 | May 2026 | 6.17 | ±0.096 |
| 3 | Jun 2026 | 6.08 | ±0.11 |
| 4 | Jul 2026 | 6.11 | ±0.12 |
| 5 | Aug 2026 | 5.98 | ±0.13 |
| 6 | Sep 2026 | 5.95 | ±0.13 |
| 7 | Oct 2026 | 5.83 | ±0.14 |
| 8 | Nov 2026 | 5.76 | ±0.14 |
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Chart of Mortgage Interest Rates
Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast
Other Home Loan Resources:
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| April 22, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 6.75 |
| 30 Year Treasury Bond | 4.90 |
| 10 Year Treasury Note | 4.30 |
| 91 Day Treasury Bill | 3.69 |
| Fed Funds | 3.64 |
| SOFR | 3.63 |
| 30 Year Mortgage Rate | 6.30 |