U.S. Mortgage Rate Forecast
Conventional Mortgage Rates Forecast Values
30 Year Conventional Mortgage. Percent Per Year, Average of Month.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 0 | Apr 2026 | 6.33 | ±0.00 |
| 1 | May 2026 | 6.36 | ±0.073 |
| 2 | Jun 2026 | 6.27 | ±0.096 |
| 3 | Jul 2026 | 6.21 | ±0.11 |
| 4 | Aug 2026 | 6.12 | ±0.12 |
| 5 | Sep 2026 | 6.06 | ±0.13 |
| 6 | Oct 2026 | 5.94 | ±0.13 |
| 7 | Nov 2026 | 5.87 | ±0.14 |
| 8 | Dec 2026 | 5.81 | ±0.14 |
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Chart of Mortgage Interest Rates
Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast
Other Home Loan Resources:
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| May 14, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 6.75 |
| 30 Year Treasury Bond | 5.02 |
| 10 Year Treasury Note | 4.47 |
| 91 Day Treasury Bill | 3.69 |
| Fed Funds | 3.63 |
| SOFR | 3.59 |
| 30 Year Mortgage Rate | 6.36 |