WSJ Prime Rate Forecast
WSJ Prime Rate Forecast Summary
The WSJ prime rate is forecast to rise through spring 2027. The projected monthly average holds at 7.00% in October and November 2026 before increasing to 7.18% in December, compared with the September 2026 historical average of 6.86%.
The outlook then shows 7.25% in January and February 2027, followed by 7.36% in March. By April and May, the prime rate is projected to reach 7.50%, the highest value in the published eight-month forecast and 0.50 percentage points above the October projection.
Review the monthly prime rate forecast and average error estimates, prime rate trend chart, download historical and forecast data, or read about our forecasting methodology.
Rates are expressed as percentages per year and represent monthly averages. Forecast values are projections, not announced rate changes.
WSJ Prime Rate Trend Chart with Forecast
Percent per year. Includes historical and forecast monthly averages.
WSJ Prime Rate Forecast Values by Month
WSJ prime rate. Percent per year. Monthly averages.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 1 | Nov 2026 | 7.000 | ±0.084 |
| 2 | Dec 2026 | 7.180 | ±0.101 |
| 3 | Jan 2027 | 7.250 | ±0.110 |
| 4 | Feb 2027 | 7.250 | ±0.117 |
| 5 | Mar 2027 | 7.360 | ±0.123 |
| 6 | Apr 2027 | 7.500 | ±0.127 |
| 7 | May 2027 | 7.500 | ±0.131 |
| 8 | Jun 2027 | 7.500 | ±0.134 |
Download Historical and Forecast Data
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Related Prime Rate Forecasts and Data
| November 10, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 7.00 |
| 30 Year Treasury Bond | 5.35 |
| 10 Year Treasury Note | 4.98 |
| 91 Day Treasury Bill | 4.30 |
| Fed Funds | 3.88 |
| SOFR | 3.88 |
| 30 Year Mortgage Rate | 7.18 |