WSJ Prime Rate Forecast
WSJ Prime Rate Forecast Summary
FFC projects the WSJ prime rate will average 7.00% in November 2026 and 7.18% in December. The forecast puts the monthly average at 7.25% in both January and February 2027.
The projected rate rises to 7.36% in March and reaches 7.50% in April. It holds there through June, ending the forecast period 50 basis points above the November average.
Review the monthly prime rate forecast and average error estimates, prime rate trend chart, download historical and forecast data, or read about our forecasting methodology.
Rates are expressed as percentages per year and represent monthly averages. Forecast values are projections, not announced rate changes.
WSJ Prime Rate Trend Chart with Forecast
Percent per year. Includes historical and forecast monthly averages.
WSJ Prime Rate Forecast Values by Month
WSJ prime rate. Percent per year. Monthly averages.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 1 | Nov 2026 | 7.000 | ±0.084 |
| 2 | Dec 2026 | 7.180 | ±0.101 |
| 3 | Jan 2027 | 7.250 | ±0.110 |
| 4 | Feb 2027 | 7.250 | ±0.117 |
| 5 | Mar 2027 | 7.360 | ±0.123 |
| 6 | Apr 2027 | 7.500 | ±0.127 |
| 7 | May 2027 | 7.500 | ±0.131 |
| 8 | Jun 2027 | 7.500 | ±0.134 |
Download Historical and Forecast Data
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Related Prime Rate Forecasts and Data
| November 12, 2026 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 7.00 |
| 30 Year Treasury Bond | 5.43 |
| 10 Year Treasury Note | 5.10 |
| 91 Day Treasury Bill | 4.32 |
| Fed Funds | 3.88 |
| SOFR | 3.89 |
| 30 Year Mortgage Rate | 7.11 |