U.S. Mortgage Rate Forecast
Conventional Mortgage Rates Forecast Values
30 Year Conventional Mortgage. Percent Per Year, Average of Month.
| Month | Date | Forecast Value | Avg Error |
|---|---|---|---|
| 0 | Jun 2025 | 6.82 | ±0.00 |
| 1 | Jul 2025 | 6.87 | ±0.073 |
| 2 | Aug 2025 | 6.75 | ±0.096 |
| 3 | Sep 2025 | 6.67 | ±0.11 |
| 4 | Oct 2025 | 6.55 | ±0.12 |
| 5 | Nov 2025 | 6.29 | ±0.13 |
| 6 | Dec 2025 | 6.15 | ±0.13 |
| 7 | Jan 2026 | 6.11 | ±0.14 |
| 8 | Feb 2026 | 6.02 | ±0.14 |
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Chart of Mortgage Interest Rates
Home Loan Interest Rates for 30 Year Conventional Loan, Percent Per Year. Includes Forecast
Other Home Loan Resources:
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| July 18, 2025 | |
| Indicator | Rate, % |
|---|---|
| Prime Rate | 7.50 |
| 30 Year Treasury Bond | 5.00 |
| 10 Year Treasury Note | 4.44 |
| 91 Day Treasury Bill | 4.40 |
| Fed Funds | 4.33 |
| SOFR | 4.34 |
| 30 Year Mortgage Rate | 6.75 |